Medicare Plans in Bay County, Florida

Bay County residents can choose from 8 Medicare Advantage plans offered by 5 carriers — with benefits that may include dental, vision, hearing, prescription coverage, and over-the-counter allowances. Medicare approves these plans county by county, so this list is specific to where you live.

Prefer to talk it through? Call a licensed agent:

(305) 555-0147

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Medicare Advantage Plans Available in Bay County

8 plans are approved for Bay County, sorted by CMS star rating and then monthly premium. Every figure comes from the plan's own filing. Tap any plan for its benefits, copays, and network.

Humana Gold Plus (HMO)
Humana
- 4.5+ Star Rated
- $0 Premium
- Includes Dental
- Includes Drug Coverage
Monthly premium
$0 per month
Plan type
HMO
CMS star rating
4.5 / 5
Out-of-pocket max
$4,900
Drug coverage
Included
Star rating published by Medicare
View plan details
WellCare Dual Access (HMO D-SNP)
WellCare
- 4.5+ Star Rated
- $0 Premium
- Lowest Out-of-Pocket Max
- Includes Dental
- Includes Drug Coverage
Monthly premium
$0 per month
Plan type
HMO D-SNP
CMS star rating
4.5 / 5
Out-of-pocket max
$3,700
Drug coverage
Included
Star rating published by Medicare
View plan details
AARP Medicare Advantage Choice (PPO)
UnitedHealthcare
- $0 Premium
- Includes Dental
- Includes Drug Coverage
Monthly premium
$0 per month
Plan type
PPO
CMS star rating
4.0 / 5
Out-of-pocket max
$5,900
Drug coverage
Included
Star rating published by Medicare
View plan details
Devoted CORE Florida (HMO)
Devoted Health
- $0 Premium
- Includes Dental
- Includes Drug Coverage
Monthly premium
$0 per month
Plan type
HMO
CMS star rating
4.0 / 5
Out-of-pocket max
$6,200
Drug coverage
Included
Star rating published by Medicare
View plan details
Humana Choice Florida (PPO)
Humana
- $0 Premium
- Includes Dental
- Includes Drug Coverage
Monthly premium
$0 per month
Plan type
PPO
CMS star rating
4.0 / 5
Out-of-pocket max
$7,100
Drug coverage
Included
Star rating published by Medicare
View plan details
UnitedHealthcare Patriot (HMO-POS)
UnitedHealthcare
- $0 Premium
- Includes Dental
Monthly premium
$0 per month
Plan type
HMO-POS
CMS star rating
4.0 / 5
Out-of-pocket max
$6,600
Drug coverage
Not included
Star rating published by Medicare
View plan details
BlueMedicare Complete (HMO)
Florida Blue
- $0 Premium
- Includes Dental
- Includes Drug Coverage
Monthly premium
$0 per month
Plan type
HMO
CMS star rating
3.5 / 5
Out-of-pocket max
$5,200
Drug coverage
Included
Star rating published by Medicare
View plan details
Humana Value (PFFS)
Humana
Monthly premium
$35 per month
Plan type
PFFS
CMS star rating
3.5 / 5
Out-of-pocket max
$7,550
Drug coverage
Not included
Star rating published by Medicare
View plan details

Compare all Florida plans

Medicare Advantage Plan Availability in Bay County

Availability data for Bay County last updated August 18, 2026.

8
Medicare Advantage plans available
5
insurance carriers offering plans
6
include prescription drug coverage
7
$0-premium plans

Plan availability varies by county. Call to confirm what's available where you live.

See which plans you qualify for — talk to a licensed agent.

Find Plans In Your Area

Carriers offering plans in Bay County

5 carriers are approved to sell Medicare Advantage plans in Bay County. Open a carrier to see its plans here.

Humana3 plans in Bay County · 3.5–4.5 stars

See all Humana plans statewide

UnitedHealthcare2 plans in Bay County · 4.0 stars

See all UnitedHealthcare plans statewide

Devoted Health1 plan in Bay County · 4.0 stars

Devoted CORE Florida (HMO)$0 per month · 4.0 stars · $6,200 max

See all Devoted Health plans statewide

Florida Blue1 plan in Bay County · 3.5 stars

BlueMedicare Complete (HMO)$0 per month · 3.5 stars · $5,200 max

See all Florida Blue plans statewide

WellCare1 plan in Bay County · 4.5 stars

WellCare Dual Access (HMO D-SNP)$0 per month · 4.5 stars · $3,700 max

See all WellCare plans statewide

Compare Bay County plans

Select up to 3 plans to compare premium, deductible, out-of-pocket maximum, star rating, drug coverage, and extra benefits side by side.

0 of 3 selected

Humana Gold Plus (HMO)Humana
WellCare Dual Access (HMO D-SNP)WellCare
AARP Medicare Advantage Choice (PPO)UnitedHealthcare
Devoted CORE Florida (HMO)Devoted Health
Humana Choice Florida (PPO)Humana
UnitedHealthcare Patriot (HMO-POS)UnitedHealthcare
BlueMedicare Complete (HMO)Florida Blue
Humana Value (PFFS)Humana

Choose at least one plan above to see its details.

Your Licensed Florida Medicare Agent

Mitchell Budwig

Licensed Insurance Agent

I have spent years sitting at kitchen tables across Florida, going through Medicare paperwork line by line with people who were handed a stack of mail and told to figure it out.

More about Mitchell

My job is to explain what each option actually covers, check that your doctors and prescriptions are included, and then let you decide. If a plan is not a good fit for you, I will tell you so.

Licensed to sell Medicare plans in Florida. License #, National Producer Number .

Call Mitchell directly at (305) 555-0147

Which Bay County plan fits you?

Four questions about your care in Bay County, then a licensed agent walks you through the plans approved here.

4 questions · about 2 minutes · takes just a moment

No cost, no obligation. Medicare caps what an agent can be paid, and the carrier pays it whether you enroll with us or on your own. Your premium is exactly the same either way. We never sell your information, and you can ask us to stop contacting you at any time.

Nearby counties

Medicare Advantage plans are approved county by county, so a neighbouring county can have a different plan list.

Talk to a Licensed Agent in Florida