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Nine Medicare Carriers in Florida. Very Different Benefits.

Mitchell Budwig, Licensed Insurance Agent

By Mitchell Budwig, Licensed Insurance Agent

Humana, Aetna, UnitedHealthcare, Florida Blue, Cigna, WellCare, Devoted, Simply, and CarePlus all sell Medicare Advantage in Florida — 9 carriers with 13 plans between them, different networks, different drug lists, and very different extra benefits. Filter by plan type, premium, star rating, or county to see how they compare.

Narrow the list

Top rated plans in Florida

Ranked by CMS star rating, the government's own quality score for each plan. Star ratings measure member experience and outcomes — not what any carrier pays us.

  • Aetna Medicare Premier (HMO)

    Aetna

    • 4.5+ Star Rated
    • Includes Dental
    • Includes Drug Coverage
    Monthly premium
    $64 per month
    Plan type
    HMO
    CMS star rating
    5.0 / 5
    Out-of-pocket max
    $3,900
    Drug coverage
    Included

    Star rating published by Medicare

    View plan details
  • Humana Gold Plus (HMO)

    Humana

    • 4.5+ Star Rated
    • $0 Premium
    • Includes Dental
    • Includes Drug Coverage
    Monthly premium
    $0 per month
    Plan type
    HMO
    CMS star rating
    4.5 / 5
    Out-of-pocket max
    $4,900
    Drug coverage
    Included

    Star rating published by Medicare

    View plan details
  • WellCare Dual Access (HMO D-SNP)

    WellCare

    • 4.5+ Star Rated
    • $0 Premium
    • Includes Dental
    • Includes Drug Coverage
    Monthly premium
    $0 per month
    Plan type
    HMO D-SNP
    CMS star rating
    4.5 / 5
    Out-of-pocket max
    $3,700
    Drug coverage
    Included

    Star rating published by Medicare

    View plan details
  • Aetna Medicare Eagle (PPO)

    Aetna

    • 4.5+ Star Rated
    • Includes Dental
    Monthly premium
    $29 per month
    Plan type
    PPO
    CMS star rating
    4.5 / 5
    Out-of-pocket max
    $6,700
    Drug coverage
    Not included

    Star rating published by Medicare

    View plan details
  • AARP Medicare Advantage Choice (PPO)

    UnitedHealthcare

    • $0 Premium
    • Includes Dental
    • Includes Drug Coverage
    Monthly premium
    $0 per month
    Plan type
    PPO
    CMS star rating
    4.0 / 5
    Out-of-pocket max
    $5,900
    Drug coverage
    Included

    Star rating published by Medicare

    View plan details
  • Cigna TotalCare (HMO D-SNP)

    Cigna Healthcare

    • $0 Premium
    • Lowest Out-of-Pocket Max
    • Includes Dental
    • Includes Drug Coverage
    Monthly premium
    $0 per month
    Plan type
    HMO D-SNP
    CMS star rating
    4.0 / 5
    Out-of-pocket max
    $3,400
    Drug coverage
    Included

    Star rating published by Medicare

    View plan details

Browse the full list of Florida plans, look up your county's plan list, or read about what to do when you're turning 65.

Not sure which carrier fits your doctors?

Tell us who you see and what you need, and we'll narrow it down.

4 questions · about 2 minutes · takes just a moment

Step 1 of 5

What ZIP code do you live in?

Carrier service areas are approved county by county, so where you live decides who you can choose from.

No cost, no obligation. Medicare caps what an agent can be paid, and the carrier pays it whether you enroll with us or on your own. Your premium is exactly the same either way. We never sell your information, and you can ask us to stop contacting you at any time.

Talk through which carrier fits your doctors

A licensed agent will check your doctors and prescriptions against each carrier's network in your county and call you with a shortlist.

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